INSURANCE REVIEWERS LIMITED

TOP POLICY

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BEST PRODUCTS, BEST DEFINITIONS, BEST PRICE

 

Welcome to Top Policy Insurance Reviewers.  Top Policy are independent brokers who specialise in risk products such as Life Insurance, Trauma Cover, Permanent Disablement Cover, Income Protection, Keyperson Insurance, Shareholder/Partnership Protection Insurance and other similar products.

 

Our aim is to provide our clients with the insurance cover that is best suited to their personal and business circumstances.

 

Now more than ever you need good and efficient personal and business insurance.  The gap between expenditure and income is getting increasingly tighter, but as long as you keep working you can ride out the storm.

 

But what if you can’t work and can’t earn?  If a medical catastrophe strikes you down what then?  Will you still be able to comfortably pay the mortgage, pay the school fees, maintain your family’s standard of living and be able to access the most up to date medical treatment?   Will you still be to fulfil your business responsibilities - you do not want to be forced to sell assets to repay business debts.  Who will help raise the children if the main caregiver dies or suffers a serious illness - the cost of a full time nanny is around $40,000 per annum.

 

s Are your existing policies the most appropriate for your needs today?

s Are they designed to do what you expect them to do?

s Will they pay a sufficient lump sum to fulfil your financial commitments and responsibilities?

 

Recovery from a critical illness will be that much slower with the added stress of financial worries.  In these uncertain times you need certainty in a quality product, assurance that you are paying a fair price and confidence you are covered by a top rated insurance company that is going to survive this turmoil and be around when you need them most.  You can trust Top Policy to provide all this and more.

 

Why choose Top Policy?

Ø We examine your personal and business circumstances and we will show you what type of cover is appropriate

Ø We clearly explain what the policies are designed to do

Ø We do not fly any particular insurance company’s flag….we are completely independent and can prepare quotes from all major insurance companies, not just one or two

Ø We provide a no-obligation free review of any existing policies

Ø We will reassess and advise on

v Life Cover

v Trauma Cover

v Permanent Disablement Cover

v Income Protection

v Keyperson Insurance

v Shareholder/Partnership Protection

v Health Insurance

Ø We are not in the business of merely selling a product for the sake of it.  If your existing policies are appropriate for your needs we will tell you so and recommend you retain them.

 

 

Are you, your family and your business protected from the financial consequences of death, trauma or serious disablement?  The medical profession can take care of your health but they cannot run your business or pay your bills.

 

Click on the links below or in the sidebar to find out more about the products we promote, the services we offer, who we are and how to contact us.

 

Endorsed as preferred insurance adviser by Auckland District Law Society for over five years