According to the Ministry of Health, the survival rate after one year for all adult cancers is 78%. It is a more grim looking five years out, but still a 63% survival rate after five years for all adult cancers. And seven cancers have a survival rate of over 80% after five years.
This is good positive news […]
Whilst there might be no actual loss of income, if you have young children who will be dependent on you for many years to come there will be an enormous strain and cost should anything happen to the full time mum (or dad). She wouldn’t be able to effectively care for the children (physically couldn’t […]
What exactly is trauma insurance and how should we expect it to respond? There have been various media articles questioning the merit of this type of insurance and several have asserted that ‘trauma insurance’ is a broad term for a highly specific type of coverage, which is not quite accurate. Although there is a specific […]
Losing a key person is basically losing time, which translates into money and the future success of the business. If a key person unexpectedly dies, suffers a serious illness or is permanently disabled, it will, to some extent, cause economic losses for the company. It is good management practice to have keyperson insurance in place […]
The loss of a key person through death, critical illness or serious disablement can affect your business in a number of ways so it is imperative that these tragic events are considered when planning the profitability and long term growth of your business.
There are several factors which are central to quantifying the level of cover […]
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